The Forbes Advisor editorial team is independent and objective.
Since their rewards programs are so different, it could make sense to apply for the Flex after you’ve built good credit with the Rise and use both cards in tandem to maximize your earnings. Instead, it earns 5% cash back on up to $1,500 in categories that rotate quarterly (requires activation), 5% on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores and 1% on all other purchases. Unlike the Rise and the Unlimited, the Chase Freedom Flex℠ * doesn’t use a flat-rate rewards structure. After you’ve had time to build your credit with the Chase Freedom Rise, consider upgrading to the Freedom Unlimited if you’re given the opportunity. The Freedom Unlimited sweetens the deal, though, by also earning 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% cash back on eligible dining and drugstores and 1.5% on all other purchases. In regards to rewards, the Chase Freedom Rise is most similar to the Chase Freedom Unlimited® as both have a base earnings rate of 1.5% cash back.
Both the Chase Freedom Flex℠ * and the Chase Freedom Unlimited® require good to excellent credit. The biggest difference between the Chase Freedom Rise and its siblings is that it’s the only one of the group that’s accessible to those who are just beginning their credit-building journey. All three cards are solid options if you’re on a tight budget because they don’t charge an annual fee. The Chase Freedom Rise joins the two preexisting members of the Chase Freedom family: the Chase Freedom Flex℠ * and the Chase Freedom Unlimited®.
0 kommentar(er)
